First, the answer that saves you a support ticket: SpinBet does not take POLi, and it does not take PayPal, whatever stale reviews claim. Here is what does work, cards, four e-wallet families, vouchers, bank transfer and nine cryptos, with minimums and real timing for each.
| Method | Minimum | Speed | Notes |
|---|---|---|---|
| Visa / Mastercard | NZ$20 | Instant | Some NZ banks flag gambling merchants; if a card declines, the bank, not SpinBet, usually did it |
| Skrill / Neteller | NZ$20 | Instant | Fastest full loop: deposits instant, withdrawals same-day back to the wallet |
| MiFinity / Jeton / MuchBetter | NZ$20 | Instant | Solid alternatives if Skrill onboarding annoys you |
| Paysafecard | NZ$20 | Instant | Cash-bought vouchers, good for hard budget control; no withdrawals to it |
| Bank transfer | NZ$20 | Hours to 1 day | Works with any NZ bank; slowest to arrive |
| Crypto (BTC, ETH, LTC, USDT, DOGE, ADA, XRP, BNB, BCH) | NZ$30 | Network speed (minutes) | The premium rail: pairs with 20-30 minute withdrawals |
Cash out to crypto in 20-30 minutes, e-wallets in 15 minutes to 24 hours, cards in up to 3 days, bank transfer in 3-5 business days, all timed on a verified account. Minimum withdrawal is about NZ$20, and anti-fraud rules push you to withdraw via the method you deposited with. The withdrawal times page carries the full tested data, limits and the stuck-payout fix list.
| If you want... | Use | Why |
|---|---|---|
| The fastest full cycle | Crypto | NZ$30 in by USDT or LTC, winnings back in under half an hour |
| Familiar banking, no new accounts | Card in, bank transfer out | Slowest payout but zero setup; fine for occasional play |
| Speed without crypto | Skrill or MiFinity | Same-day cashouts; one-time wallet signup |
| Hard spending limits | Paysafecard | Deposit only what the voucher holds; pair with account limits in settings |
Whichever you choose, one step decides your payout experience: complete KYC before your first withdrawal. Details of what to upload and when in the getting started guide.
NZ$20 by card or NZ$30 by crypto starts the welcome offer.
Open the Cashier →18+ · T&Cs apply · Gamble responsibly
No. Several older reviews claim it, they are wrong or stale. Bank transfer covers the direct-from-bank use case instead.
No, PayPal does not serve offshore gambling merchants for NZ. Skrill, Neteller or MiFinity are the closest equivalents.
Most declines are the issuing bank blocking gambling merchant codes, not SpinBet. Try another card, an e-wallet, or bank transfer; live chat can confirm nothing is wrong on the casino side.
NZD is accepted for play. Some rails settle via intermediate currencies at market rates, crypto obviously fluctuates; the cashier shows the exact conversion before you confirm.
Related: tested payout timing on withdrawal times; the deposit that triggers the bonus on bonuses; and first-deposit setup in getting started.
